When Accuracy Counts

Henderson and Associates professional and reliable service has been serving mortgage lenders, attorneys, municipalities and private individuals since 1987. Our firm possesses the expertise required for meeting the challenges of today’s high technology real estate market. A collaborative approach to valuation problems and understanding of market trends puts Henderson and Associates at the leading edge of real estate valuation. Our approach also allows our clients to benefit from the total experience of our staff to maintain the quality reporting our customers demand.

As past real estate lenders and agents our staff understands lending requirements which aides in providing high quality data to help our clients make informed financial decisions.

The staff at Henderson and Associates holds valuable expertise for evaluating commercial and residential properties regardless of a properties current life cycle.

Contact us today with all your Real Estate valuation questions.

RE Appraisers Blog

• The Town With No Bank: How Rural America Lost Its Mortgage Lifeline August 29, 2025
  For decades, we’ve been told that the problem is demand. That people don’t want to live in rural America anymore. That lending dried up because the buyers disappeared. That it’s just the market working as it should. But what if we’ve been telling the wrong story? Because when you look closely, when you actually follow the data, the decisions, and the people […]
  Dallas T. Kiedrowski, MNAA
• Inflated Prices, Taxed to Death August 21, 2025
  Freddie, Fannie Have Unwittingly Stoked Property Tax Firestorm. Inflated home values, engineered by Fannie and Freddie’s appraisal waivers and algorithmic lending, have distorted the market and saddled taxpayers with rising property tax burdens.  A wildfire is scorching the earth. Flashpoints are Texas, Florida, Colorado, Georgia, Illinois, Iowa, Kansas, Pen […]
  Jeremy Bagott
• The Harbor Model: Where Appraisers Take the Helm August 8, 2025
  The Harbor Model offers a bold blueprint for restoring transparency, authorship, and oversight in a valuation industry long dominated by silent data extraction. The author of this article has chosen to remain anonymous, not out of fear, but out of necessity. Since 2012, they’ve been developing a disruptive valuation model that challenges entrenched interests […]
  AppraisersBlogs

Daily RE News

• I Asked ChatGPT What Could Change for My Mortgage If Freddie Mac or Fannie Mae Goes Public August 31, 2025
  Learn More: Real Estate Agents Explain Why You Should Never Invest In These 7 Home Features ... home appraisal reveals about your property's true worth.
• HGTV's David Bromstad Shares The One Thing You Should Never Skip When House Hunting August 30, 2025
  Final approval is dependent on factors like sudden changes in financial situations, the home's appraisal coming in at or greater than the purchase ...
• District 40 update | Legislative Updates | norfolkdailynews.com August 30, 2025
  ... Valuation Assessments Constitutional Amendment and (2) the Reduce Taxable Property Valuation Initiative. ... Real Estate Appraisal · Politics · United ...

Housing Market Trends

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The Hagar Institute

Visit The Hagar Institute for answers to your tough appraiser questions.

CRE Market Insights

Courtesy of the National Association of Realtors.